Import into RefWorks 1. Introduction Financial analysis is structural and logical way to present overall financial performance of a financial institution. In financial analysis process ratio analysis is the most dominant and logical structure to help business related stakeholder. Under the financial ratio analysis process there are few categories to identical area of financial institution.
Far from being resolved, the downturn which began in August deepened during The result has been a significant restructuring in the banking sector including major international Banks. Despite treatments by governments and central banks, the return to stability will probably still take some time.
The financial crisis is also quickly and intensely feeding through to the real economy. Developed economies are already in recession and the growth of emerging ones is slowing.
In this downturn, well-organized and proficient banks that are well diversified, customer-oriented and have a positive balance sheet, like Barclays Bank, have a competitive advantage in the market.
I have chosen to research and analyse business and financial performance for an organisation over three year period which is from year to year The organisation I choose Thesis on financial performance of bank my research and analysis is Barclays Bank Plc.
My research is carried from the shareholders point of view and stakeholders who intend to know financial situation of Barclays Bank Plc. The reason I benchmark Barclays with Lloyds TSB because they have similar business environment and they are also global bank. I am also looking forward to work as financial analyst.
Thus being an accounting student, I can complete this project by using my knowledge to determine profitability ratios, financial ratios and etc. There were lots of practical problems when doing an analysis of business and financial performance of an organization especially benchmarking.
It was not like doing exam which have all the information of an organization in the paper. There was some indirect information for me to figure out. Moreover by doing this project it will help me to enhance my report writing skill and financial data interpretation it will be beneficial for allowing me to gain a prospective and direction to analysis any company using similar method.
This project will serve as a guidance to analyse business and financial performance of a company that I can make used of the knowledge that I have learnt from my course and to apply practically on this real report. Aims and Objectives Research will aim upon demonstrating the financial analysis particularly the ratio analysis for theand with respect to benchmarking of Barclays and Lloyds, concentrating toward the financial position of Barclays.
Research will also underline the past performance of the business, strategies used in current economic climate and strategies that an organisation is adopting in order to improve the management processes and business operations.
My analysis of financial performance of Barclays is also from the point view of potential shareholders and investors. When measuring accomplishment of the organisation and financial performance of the company the ratio analysis is most significant measurement which reflects their good working strength.
Ratios solely cannot yield results. In this financial analysis I have included following ratios. For these reasons, earning ratios have prime importance for investors and shareholders.
Earnings ratios in my analysis include flowing ratios: Investors Ratio An investor is interested in: For an ordinary shareholder the relevant information will be contained in the following ratios: Liquid assets are important for the organization so that it can successfully meet its debt when they fall due.Assessment of financial performance is highly useful to identify the financial strengths and weaknesses of the firm by properly establishing the relationship between the items of balance sheet and profit and loss account (Drake, ).
Management Thesis Financial Performance Analysis Of Commercial Banks. AN EVALUATION OF THE FINANCIAL AND BUSINESS PERFORMANCE OF CAL BANK (GHANA) LIMITED BETWEEN DECEMBER 31, AND DECEMBER 31, 1.
INTRODUCTION The topic chosen The topic is Evaluation of the financial and business performance of CAL Bank Limited between December 31, . Management Thesis Financial Performance Analysis Of Commercial Banks. AN EVALUATION OF THE FINANCIAL AND BUSINESS PERFORMANCE OF CAL BANK (GHANA) LIMITED BETWEEN DECEMBER 31, AND DECEMBER 31, 1.
INTRODUCTION The topic chosen The topic is Evaluation of the financial and business performance of CAL Bank . The Thesis And Statement Of The Problem Finance Essay.
is either unwilling to achieve on a commitment or its capability to achieve such obligation is damaged resulting in financial loss to the bank.
If organizations want to reduce credit risk so growth for successful performance of credit risk, financial organizations need to improve. financial performance analysis. Financial performance means firm's overall financial health over a given period of time.
Financial performance analysis is the process of determining the operating and financial characteristics of bank. Using over 1, sampled firms with 10 financial.
Financial Performance of the Malaysian Banking Industry: Domestic vs Foreign Banks improve the financial institution performance. Structure of the Thesis performance.
For instance, the last bank merger is that between EON Bank and Hong Leong Bank on May (Ong, Teo, and Teh November ). Malaysian Financial.